Mrs Ommara Raza Ali – Director – Asia
Areas of Expertise:
• Market Research: led more than 67 diversified research projects which include research projects on savings products and services for microfinance clients, micro lending products, rural microfinance, remittances, branchless banking, credit scoring model, customer insight, customer care/ service quality, impact assessment, pilot evaluation studies, business climate, exit clients and area research (branch feasibility and operational planning). Also lead multiple projects in other countries as well which include working on research projects with FINCA Jordan, FINCA Afghanistan and Women’s Trust Zimbabwe. Market research for enterprise loan product development, data collection and data management process of government scheme, assess overdue cases of non-qualifying asset portfolio of an MFI
• Product Development: Developed enterprise lending product including specialized products for women, worked on education finance product for low cost private schools, agriculture product, livestock product, savings products for low income households with special focus on women, specialized value chain financing products for women, personal loan product, car/motorbike loan product and home financing product. Engaged in evaluation and designing of Islamic Microfinance Product Kashf Murabaha.