The use of this site is subject to the following terms and conditions. In entering our site you as a user (‘You’) are accepting our terms and conditions. Use of this website is maintained for your personal use and viewing. The access and use of this website constitutes your acceptance of these terms and conditions. They take effect from the date on which you first use this website.

You agree to use this site only for lawful purposes, and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by any third party. Such restriction or inhibition includes, without limitation, conduct which is unlawful, or which may harass or cause distress or inconvenience to any person, and the transmission of obscene or offensive content or disruption of normal flow of dialogue within this site. Information collected by us is used for internal review, to improve the content of Microfinance Association website, to customise the content and/or layout of Microfinance Association website, to notify users about updates to the Microfinance Association website, and to contact users for marketing purposes and is not shared with other organisations for commercial purposes.

Linking to the Microfinance Association website

Please let us know if you wish to link directly to pages on the Microfinance Association website by emailing us. We do not object to you linking directly to the information that is hosted on our site. We do not permit our pages to be loaded into frames on your site; Microfinance Association pages must load into the user’s entire window. We reserve the right to move or change our website URLs at any time in order to meet changing needs and to continually improve its online service. External websites link to the this website at their own risk. We do not encourage deep linking but recommend linking to the homepage, which are less likely to move or change.

Copyright

The copyright to all text and images on this website belongs to the Microfinance Association or has been purchased from accredited photo libraries. If you wish to use text or images please contact us. Hi-resolution images are available for use by the media.

Intellectual property

The names, images and logos identifying the Microfinance Association are proprietary marks. If you wish to copy or use the logo, you must get prior approval from us by contacting by contacting us. Tell us how and why you wish to use our logos. Please include your contact details: name, address, telephone number, fax number and email.

Disclaimer

The Microfinance Association website is provided 'as is', without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

We do not warrant that the functions contained in the material contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or represent the full functionality, accuracy, reliability of the materials.

In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damages whatsoever arising from use or loss of use of, data or profits arising out of or in connection with the use of this website. Although we may from time to time monitor or review discussions, chat, postings, transmissions, bulletin boards and the like on this website, we are under no obligation to do so and assume no responsibility or liability arising from the content of any such locations nor for any error, omission, infringement, defamation, obscenity, or inaccuracy contained in any information within such locations.

These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Any dispute arising under these terms and conditions shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Links to external websites

Links contained in this website will lead to other websites which are not under our control.

We are not responsible for the content of any linked site. Listing and linking should not be taken as an endorsement of any kind and we accept no liability in respect of the content. We cannot guarantee that these links will work all of the time and have no control over the availability of the linked pages.

Email disclaimer

The purpose of this policy is to ensure that people who communicate with the Microfinance Association website understand the way in which electronic mail (email) should be used. Its aim is to ensure that email is used effectively for its intended purpose without infringing legal requirements or creating unnecessary business risk. The statement below applies to all incoming and outgoing email messages to or from the Microfinance Association : "This email and any files transmitted with it are confidential. If you are not the intended recipient, any reading, printing, storage, disclosure, copying or any other action taken in respect of this email is prohibited and may be unlawful. If you are not the intended recipient, please notify the sender immediately by using the reply function and then permanently delete what you have received. Incoming and outgoing email messages are routinely monitored for compliance with the Microfinance Association's policy on the use of electronic communications.

The views expressed by the author may not necessarily reflect the views or policies of the Microfinance Association. Internet email is not a secure medium. Emails sent via the Internet could be intercepted and read by someone else. Please bear that in mind when deciding whether to send material to the Microfinance Association. You have a responsibility to ensure laws are not broken when composing or forwarding emails and their contents. Attachments to email messages may contain viruses that may damage your system. Whilst the Microfinance Association has taken every reasonable precaution to minimise this risk, we cannot accept any liability for any damage which you sustain as a result of these factors. You are advised to carry out your own virus checks before opening any attachment."

Virus protection

We make every effort to check and test material at all stages of production. It is always wise for you to run an anti-virus program on all material downloaded from the Internet. We cannot accept any responsibility for any loss, disruption or damage to your data or your computer system which may occur whilst using material derived from this website.